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Debt
settlement company in Louisiana , Debt Consolidation
program in Louisiana
Debt
Settlement firm in Louisiana, Debt
Consolidation help in Louisiana, Louisiana debt consolidation plan, Louisiana debt settlement plan
Deciding for the right Debt settlement
company or Debt consolidation program is a great way to eliminate from 40-65%
of your debt and become completely debt free in 18-36 months. We at DebtorSolution can design a
personalized debt settlement program or debt consolidation plan that can lower
your monthly payments by almost 50% and help you avoid bankruptcy.
Our professional negotiators are experts in
the laws governing both debt settlement and debt collection practices. Nevertheless, if you are considering a debt
settlement program, it is important to learn as much as possible about state
and federal regulations. Here is some
basic information regarding debt collection for the state of Louisiana.
(This information is intended for
educational purposes. It was verified at
the time of publication but may have changed since. This information is not intended as legal
advice. If you need legal assistance,
please contact a local professional.)
Debt Collection:
The Fair Debt Collection Practices Act
(FDCPA) regulations debt collection practices through the United States and its
territories. Its purpose is to prevent
abusive collection techniques for consumer debt. For more information, please visit this link:
debt collection.
If you feel that your rights as a consumer
have been violated, there are several ways to place your complaint:
1. Federal Trade Commission
Contact them via telephone using the
toll-free number: 1-877-FTC-HELP
Submit your complaint electronically at : https://rn.ftc.gov/pls/dod/wsolcq$.startup
Mail your complaint to :
Federal Trade Commission
Consumer Response Center
600 Pennsylvania
Avenue, NW
Washington, DC 20580
2. State Attorney General
Administrative
Services Division
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STREET:
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300 Capitol Drive
Baton Rouge, LA 70802
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MAIL:
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P.O Box 94005
Baton Rouge, LA 70804
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PHONE:
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225-326-6705
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FAX:
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225-326-6793
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EMAIL:
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This e-mail address is being protected from spambots, you need JavaScript enabled to view it
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Civil Division
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STREET:
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1885 North 3rd St. 6th Floor
Baton Rouge, LA 70802
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MAIL:
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P.O. Box 94005
Baton Rouge, LA 70804
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PHONE:
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225-326-6040
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FAX:
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225-326-6097
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EMAIL:
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This e-mail address is being protected from spambots, you need JavaScript enabled to view it
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Consumer
Protection Section
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STREET:
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1885 North 3rd St.
Baton Rouge, LA 70802
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MAIL:
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P.O. Box 94005
Baton Rouge, LA 70804
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PHONE:
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225-326-6465
1-800-351-4889
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FAX:
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225-326-6499
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EMAIL:
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This e-mail address is being protected from spambots, you need JavaScript enabled to view it
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Executive
Division
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John W. Sinquefield, First Assistant
Attorney General
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STREET:
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1885 North 3rd St.
Baton Rouge, LA 70802
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MAIL:
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P.O. Box 94005
Baton Rouge, LA 70804
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PHONE:
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225-326-6705
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FAX:
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225-342-8703
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EMAIL:
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This e-mail address is being protected from spambots, you need JavaScript enabled to view it
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Public
Information Office
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Tammi Arender, Director of Communications
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STREET:
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1885 North 3rd St.
Baton Rouge, LA 70802
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MAIL:
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P.O. Box 94005
Baton Rouge, LA 70804
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PHONE:
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225-326-6705
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FAX:
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225-326-6797
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EMAIL:
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This e-mail address is being protected from spambots, you need JavaScript enabled to view it
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Investigation
Division
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STREET:
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1885 North 3rd St.
Baton Rouge, LA 70802
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MAIL:
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P.O. Box 94005
Baton Rouge, LA 70804
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PHONE:
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225-326-6100
1-800-488-2770
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FAX:
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225-326-6197
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EMAIL:
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This e-mail address is being protected from spambots, you need JavaScript enabled to view it
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Litigation
Division
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STREET:
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1885 North 3rd St.
Baton Rouge, LA 70802
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MAIL:
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P.O. Box 94005
Baton Rouge, LA 70804
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PHONE:
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225-326-6300
225-326-6705
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FAX:
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225-326-6490
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EMAIL:
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This e-mail address is being protected from spambots, you need JavaScript enabled to view it
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Public
Protection Division
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STREET:
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1885 North 3rd St.
Baton Rouge, LA 70802
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MAIL:
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P.O. Box 94005
Baton Rouge, LA 70804
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PHONE:
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225-326-6438
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FAX:
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225-326-6497
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EMAIL:
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This e-mail address is being protected from spambots, you need JavaScript enabled to view it
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Satellite
Offices
Civil - Shreveport
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STREET:
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Court of Appeals Bldg.
430 Fannin, Ste. 309
Shreveport, LA 71101-5537
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PHONE:
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318-227-3790
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FAX:
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318-676-7144
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Litigation - Alexandria
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STREET:
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429 Murray St., 6th Floor
Alexandria, LA 71301
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MAIL:
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P.O. Box 1710
Alexandria, LA 71309
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PHONE:
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318-487-5944
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FAX:
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318-487-5826
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Litigation - Lafayette
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STREET:
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556 Jefferson St., 4th Floor
Lafayette, LA 70501
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PHONE:
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337-262-170
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FAX:
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337-262-1707
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Litigation - Lake Charles
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STREET:
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901 Lakeshore Dr., Suite 820
Lake Charles, LA 70601
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PHONE:
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337-491-2844
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FAX:
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337-491-2883
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Litigation - New Orleans
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STREET:
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Pan American Life Center
601 Poydras, Suite 1725
New Orleans, LA 70130
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PHONE:
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504-599-120
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FAX:
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504-599-1212
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Litigation - Shreveport
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STREET:
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330 Marshall St., Suite 777
Shreveport, LA 71101
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PHONE:
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318-227-379
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FAX:
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318-676-5703
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www.ag.state.la.us/
Recording Telephone Calls:
Recording telephone calls is highly
effective in proving abusive tactics. Federal regulations stipulate that in order
for a conversation to be taped only one party must give consent. Louisiana state regulations also require only one party to consent to the recording.
Statute of Limitations:
The Statute of Limitations for a delinquent
debt refers to the amount of time a creditor has to file a lawsuit to collect
on the debt. The Statute of Limitations
(SOL) is a consecutive period of time during which the account remains
delinquent. Thus if a delinquent account
is brought back up to date, the SOL time limit will start from zero if the
account goes delinquent a second time. Please remember that the Statute of Limitations does not begin from the
date of the last payment, but instead from the moment that payment was
missed. The Statute of Limitation for
delinquent debts in Louisiana is as follows:
Written Contracts: 10 years
Oral Contracts: 10 years
Promissory Notes: 10 years
Open Accounts: 3 years
Louisiana Wage Garnishment:
25% of weekly disposable earnings
Amount debtor’s disposable earnings exceed
thirty (30) times the minimum wage
Debt
settlement company in Louisiana , Debt Consolidation
program in Louisiana
Debt
Settlement firm in Louisiana, Debt
Consolidation help in Louisiana, Louisiana debt consolidation plan, Louisiana debt settlement plan
To know more about the best debt settlement plan, debt consolidation program in Louisiana, contact
us using the form at the left bottom of the page.
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