Debt settlement company in Pennsylvania, Debt Consolidation program in Pennsylvania

Debt Settlement firm in Pennsylvania, Debt Consolidation help in Pennsylvania, Pennsylvania debt consolidation plan, Pennsylvania debt settlement plan

Deciding for the right Debt settlement company or Debt consolidation program is a great way to eliminate from 40-65% of your debt and become completely debt free in 18-36 months. We at DebtorSolution can design a personalized debt settlement program or debt consolidation plan that can lower your monthly payments by almost 50% and help you avoid bankruptcy.

Our professional negotiators are experts in the laws governing both debt settlement and debt collection practices. Nevertheless, if you are considering a debt settlement program, it is important to learn as much as possible about state and federal regulations. Here is some basic information regarding debt collection for the state of Pennsylvania.

(This information is intended for educational purposes. It was verified at the time of publication but may have changed since. This information is not intended as legal advice. If you need legal assistance, please contact a local professional.)

Debt Collection:

The Fair Debt Collection Practices Act (FDCPA) regulations debt collection practices through the United States and its territories. Its purpose is to prevent abusive collection techniques for consumer debt. For more information, please visit this link: debt collection.

If you feel that your rights as a consumer have been violated, there are several ways to place your complaint:

1. Federal Trade Commission

Contact them via telephone using the toll-free number: 1-877-FTC-HELP

Submit your complaint electronically at : https://rn.ftc.gov/pls/dod/wsolcq$.startup

Mail your complaint to :

Federal Trade Commission
Consumer Response Center
600 Pennsylvania Avenue, NW
Washington, DC 20580

2. State Attorney General

(Mailing Address)

Pennsylvania Office of Attorney General
16th Floor
Strawberry Square
Harrisburg, PA 17120

By Phone:
717-787-3391

By Fax:
717-787-8242

Bureau of Consumer Protection Regional Offices

Bureau of Consumer Protection
Strawberry Square
Harrisburg, PA 17120
Phone: 717-787-9707
Fax: 717-787-1190

Bureau of Consumer Protection
Pennsylvania Place
301 Chestnut Street, Suite 105
Harrisburg, PA 17101
Phone: 717-787-7109
Fax: 717-772-3560

Bureau of Consumer Protection
4th Floor, 801 Hamilton Street
Allentown, PA 18101
Phone: 610-821-6690
Fax: 610-821-6529

Bureau of Consumer Protection
417 East Calder Way, Suite 2
State College, PA 16801
Phone: 814-863-3900
Fax: 814-863-6555

Bureau of Consumer Protection
171 Lovell Avenue, Suite 202
Ebensburg, PA 15931
Phone: 814-471-1831
Fax: 814-471-1840

Bureau of Consumer Protection
21 South 12th Street, 2nd Floor
Philadelphia, PA 19107
Phone: 215-560-2414
Fax: 215-560-2494

Bureau of Consumer Protection
214 Samter Building
101 Penn Avenue
Scranton, PA 18503
Phone: 570-963-4913
Fax: 570-963-3418

Bureau of Consumer Protection
1001 State Street, 10th Floor
Erie, PA 16501
Phone: 814-871-4371
Fax: 814-871-4848

Bureau of Consumer Protection
6th Floor, Manor Complex
564 Forbes Avenue
Pittsburgh, PA 15219
Phone: 412-565-5135
Fax: 412-880-0196

www.attorneygeneral.gov/

More helpful information on debt Settlement program in Pennsylvania, Pennsylvania debt consolidation company.

Recording Telephone Calls:

Recording telephone calls is highly effective in proving abusive tactics. Federal regulations stipulate that in order for a conversation to be taped only one party must give consent. Pennsylvania state regulations require two-party consent to record a conversation.

Statute of Limitations:

The Statute of Limitations for a delinquent debt refers to the amount of time a creditor has to file a lawsuit to collect on the debt. The Statute of Limitations (SOL) is a consecutive period of time during which the account remains delinquent. Thus if a delinquent account is brought back up to date, the SOL time limit will start from zero if the account goes delinquent a second time. Please remember that the Statute of Limitations does not begin from the date of the last payment, but instead from the moment that payment was missed. The Statute of Limitation for delinquent debts in Pennsylvania is as follows:

Written Contracts: 4 years
Oral Contracts: 4 years
Promissory Notes: 4 years
Open Accounts: 4 years

Pennsylvania Wage Garnishment:

Wage garnishment is prohibited except for taxes, child support, guaranteed student loans, and court-ordered fines or debts.

Debt settlement company in Pennsylvania, Debt Consolidation program in Pennsylvania

Debt Settlement firm in Pennsylvania, Debt Consolidation help in Pennsylvania, Pennsylvania debt consolidation plan, Pennsylvania debt settlement plan

To know more about the best debt settlement plan, debt consolidation program in Pennsylvania, contact us using the form at the left bottom of the page.